UBS is a leading global wealth manager, a top tier investment banking and securities firm, and one of the largest global asset managers. In Switzerland, UBS is the market leader in retail, commercial, corporate and individual client banking. The business of UBS, global in scale, is focused on growth and as an integrated firm, UBS creates more value for its clients by drawing on the combined resources and expertise of all its businesses. The Firm is present in all major financial centers, with offices in more than 50 countries. It employes around 78,000 people, with 39% in the Americas, 35% in Switzerland, 16% in the rest of Europe and 10% in Asia Pacific: